Getting a Non-Professional Driver’s License (NPDL) from the Land Transportation Office (LTO) is essential for driving cars or motorcycles legally in the Philippines. To apply, you must be at least 17 years old, hold a Student-Driver’s Permit for at least one month, and complete a Practical Driving Course. You also … Read more
Choosing the right auto insurance provider is an important skill for car owners to have as it is necessary for them to be adequately protected in the event of accidents, theft, or natural disasters. The wrong choice could result in inadequate coverage or poor customer service when you need it … Read more
Temporary license plates do not require an authorization letter from the Land Transportation Office (LTO). However, the dealership bears the primary responsibility for issuing these plates for newly purchased vehicles, while the vehicle owner handles it for previously registered ones. Understanding these rules is essential for vehicle owners to avoid … Read more
An affidavit of loss is a written statement made under oath, declaring that a document or item has been lost. This legal document is necessary for officially recording the loss and is often required to obtain a replacement for the lost item. When visiting the Land Transportation Office (LTO), having … Read more
LTO Driver Education Centers (LTO DECs) are specialized facilities established by the Land Transportation Office (LTO) to offer free training programs aimed at enhancing road safety awareness among drivers. These centers provide essential education, particularly the Theoretical Driving Course (TDC), which is mandatory for all drivers and aspiring drivers. By … Read more
The short answer is: Yes. Drivers in the Philippines can use their mobile phones while driving, but only if they use hands-free devices that do not obstruct their view or distract them. If you are using your mobile phone with your hand while driving, it is prohibited! This regulation is … Read more
Obtaining a duplicate Certificate of Registration (CR) from the Land Transportation Office (LTO) in the Philippines cannot be done online. Despite the convenience of digital processes, requesting a duplicate CR requires a personal visit to the originating LTO branch. Understanding this procedure is essential for ensuring you follow the correct … Read more
The Child Safety in Motor Vehicles Act, also known as Republic Act No. 11229, is a critical legislation aimed at protecting children while they are passengers in motor vehicles. This law mandates the use of child restraint systems (CRS) to minimize the risk of injury in the event of an … Read more
CTPL, or Compulsory Third-Party Liability insurance, is a basic car insurance required for all vehicle owners in the Philippines. It provides coverage for liabilities arising from accidents that cause injury or death to third parties. This insurance is mandated by law and is essential for vehicle registration with the Land … Read more
The LTO Demerit Point System is a method used by the Land Transportation Office (LTO) to track and penalize traffic violations by assigning points to drivers based on the severity of their offenses. It started in 2021 alongside the introduction of the 10-year validity driver’s license via the Republic Act … Read more