Applying for a Non-Professional Driver’s License (NPDL) at LTO

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Getting a Non-Professional Driver’s License (NPDL) from the Land Transportation Office (LTO) is essential for driving cars or motorcycles legally in the Philippines. To apply, you must be at least 17 years old, hold a Student-Driver’s Permit for at least one month, and complete a Practical Driving Course. You also … Read more

How to Pick the Right Auto Insurance Provider?

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Choosing the right auto insurance provider is an important skill for car owners to have as it is necessary for them to be adequately protected in the event of accidents, theft, or natural disasters. The wrong choice could result in inadequate coverage or poor customer service when you need it … Read more

LTO DEC Offices: LTO Driver Education Centers

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LTO Driver Education Centers (LTO DECs) are specialized facilities established by the Land Transportation Office (LTO) to offer free training programs aimed at enhancing road safety awareness among drivers. These centers provide essential education, particularly the Theoretical Driving Course (TDC), which is mandatory for all drivers and aspiring drivers. By … Read more

Can a Driver Use Mobile Phones While Driving?

The short answer is: Yes. Drivers in the Philippines can use their mobile phones while driving, but only if they use hands-free devices that do not obstruct their view or distract them. If you are using your mobile phone with your hand while driving, it is prohibited! This regulation is … Read more

How to Get a Duplicate LTO Certificate of Registration Online?

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Obtaining a duplicate Certificate of Registration (CR) from the Land Transportation Office (LTO) in the Philippines cannot be done online. Despite the convenience of digital processes, requesting a duplicate CR requires a personal visit to the originating LTO branch. Understanding this procedure is essential for ensuring you follow the correct … Read more

Understanding CTPL for Private and Commercial Vehicles

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CTPL, or Compulsory Third-Party Liability insurance, is a basic car insurance required for all vehicle owners in the Philippines. It provides coverage for liabilities arising from accidents that cause injury or death to third parties. This insurance is mandated by law and is essential for vehicle registration with the Land … Read more

LTO Demerit Point System Explained – RA 10930

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The LTO Demerit Point System is a method used by the Land Transportation Office (LTO) to track and penalize traffic violations by assigning points to drivers based on the severity of their offenses. It started in 2021 alongside the introduction of the 10-year validity driver’s license via the Republic Act … Read more